Purchasing a home is on average the largest transaction a person will ever make in their lifetime.  It is important to know how to make the most of your principal to limit that expensive overwhelming feeling when you decide on a home.  Knowing mortgages can steer you in directions you never knew were possible. FHA Loan: Can be used once and allows you to borrow up to 96.5% of a property à The down payment is only 3.5% of the property’s selling price. Only need a credit score of 580 to qualify for the loan, however if your score… Read More

It’s finally time, completing the life dream of owning your first home.  While on the surface it can seem like a daunting task, our job at Vision Alliance is to make the process seamless for you, and we take pride in that! Once ensuring you qualify as a first-time home buyer, you are ready to receive the added benefits of being one, as long as these benefits align with the plan you have for said home.  When it comes to searching for a home, it is not a time to lie to yourself, know what you want and know your… Read More